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Uninsured Motorist Claims 2017-06-16T15:48:38+00:00


Uninsured Motorist Claims in Texas

After an accident where another person is at fault, many people look to receive compensation from the wrongful driver’s insurance company. But what happens when the driver that struck you has no insurance? Individuals who are injured by uninsured motorists have rights. Under the United States Uninsured Motorist Clause, your insurance company may be able to pay you for your injuries, or you may seek damages from the wrongful party with the help of a skilled attorney.

If you have paid premiums to your insurance company to help cover you in the occurrence of an accident with an uninsured or underinsured motorist, you insurance company may help you receive damages for your injuries. Should you be in an accident that qualifies, your insurance company will pay the difference that the uninsured driver cannot pay.

If you do not have insurance that will cover these benefits, you still may be able to file a lawsuit with an experienced car accident lawyer in Houston, Texas. Reckless drivers, whether they have insurance or not, should always be held responsible for the injuries that they have caused. Our firm may be able to help you receive compensation.

The Benefits of UM / UIM Coverage

UM / UIM coverage can pay the bills that should have been paid by the driver responsible for the accident in many different situations, including:

  • Accidents where the at-fault driver has no insurance or not enough
  • Hit-and-run accidents
  • Pedestrian accidents (Your insurance or the insurance policy of someone in your household can provide uninsured motorist coverage even if you were injured while walking.)
  • Bicycle accidents (Again, your own policy or that of someone in your household could cover your property damage and personal injuries suffered while you were riding a bicycle.)
  • Accidents where you are a passenger in a vehicle hit by an uninsured or underinsured driver (Your own insurance or the insurance of someone in your household and the insurance of the vehicle’s driver may both apply).

In any of these instances, if you are making a claim against your own insurance policy or the insurance policy of someone in your household, you have a legal right to expect that your insurance company will deal with your claim in a reasonable and prompt fashion.

Wyly & Cook, PLLC can Help You Fight for Compensation

When you work with our firm, we will fully investigate the circumstances of the accident and help gather all necessary evidence needed to bring the wrongful party to justice. It can be difficult to pay for medical costs and repairs to your vehicle when your insurance does not cover it and the negligent driver has no insurance.

We work hard to provide our clients with outstanding representation and get their case resolved in a quick and efficient manner so they can move forward with their lives. If you have questions regarding your particular situation, or to see if your case is valid for a claim, contact Wyly & Cook, PLLC to speak with an attorney and to schedule your free case evaluation.